Thank you for coming to visit your pension portal!
Please note this portal is specifically focusing on Tech Mahindra (UK) employees.
We have curated this page based on frequently asked questions and feedback from colleagues in the hope it provides you with some useful information on the Tech Mahindra UK pension scheme. We will update it regularly so please do make sure you refresh the page manually whenever you visit to ensure you are seeing the latest content.
If there is anything you would like to know more about, please do get in touch Mike Savage who is a member of the Pensions team and we will do our best to get back to you as soon as we can.
Access your pension account with Scottish Widows, online.
Introduction video and guide to the Pensions App.
To find out more about us, please visit our website!
Please click below to visit our short investment review document for the default pension fund.
Investment ReviewYou’ll
receive lots more information on the pension scheme in the post, directly from Scottish Widows and on email from the pensions team.
Additional resources which you may find useful:
| Example Pension Illustration | Illustration showing the potential growth of your pension scheme |
| Key Features Document | Key Features document outlining the terms and conditions of your pension scheme |
| http://cswm.me.uk/techm/SMARTFAQ.pdf | Information about the SMART Pension Scheme option and the tax relief available |
| http://cswm.me.uk/techm/optin.pdf | UK SMART Pension Plan opt-in form |
| QE Opt In Form | UK Pension Plan opt-in form, qualifying earnings scheme, not Smart Scheme |
If
you choose to opt out of the scheme, please complete the opt out notice
as soon as possible. You have 30
days from the date of your joining communication email to opt out and qualify for a refund of your contributions.
If you opt out within 30 days, you will be treated as
though you've never joined the scheme at this time and any payments you’ve
already made will be refunded. If you don’t do this within 30 days you'll be an
active member of the scheme and lose the right to receive a refund.
It is important to note that the decision to opt out should not be taken lightly. If you do, you will lose out on valuable benefits from being part of the scheme and you will not receive alternative compensation for the benefits lost. Once opted you may be allowed to re-join in the future at the companies discretion and periodically in line with pensions legislation.
If you would like to chat with a member of the pensions team, please do get in touch and we will help wherever we can:
